Many companies now have programs which pay with points or credits initially and these are then redeemed for cash, products, or services. They also track member's activities with points, sum the total number of points generated, and then divide by their website revenues by these point to set a monthly pay rate. This works well for both parties. These type of programs typically allow for large paybacks and greater returns. For instance, a company would be more willing to give you a new digital camera for 12,000 points than $40. Coming up with cold hard cash is a difficult task for any company that is growing. You definitely don't want to discount these programs. Enjoy going point crazy.